UIM insurance is where insurance coverage that you can add to your policy for around $35 per year and it covers you when the car with the drunk driver who is speeding through the red light and smashes into your car has no insurance to cover your $200,000 medical bills. It kicks in (UIM stands for uninsured motorist coverage) and pays for everything as if the drunk driver did have valid insurance. This is the single most important thing you can do to protect yourself and your family from totally financial disaster. Do yourselves as favor, and throw down the $35. You will be glad you did. Read full story:
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